Inkstamp
Your banker asked for projections. You had nothing to send.
The bank moment
The meeting's on the calendar. The banker wants twelve months forward, tied to the twelve months behind.
The twelve behind are easy; your accounting system prints those. It's the twelve forward that don't exist anywhere. So you build next year in a spreadsheet, from last year's totals and a growth guess, and that's what the loan gets decided on.
Inkstamp's agents reconcile the business every night, pulling the same sales, costs, invoices, and bank activity into one picture, with nothing for you to enter. By the time a banker asks, the twelve months behind are already in order, and the twelve forward are already there, projected from your own history and your own seasons.
Get a read on your own numbers before the next banker meeting is on the calendar.